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Group Chairman, B.A Chikwanha



Outlook and Strategy

The banking subsidiary continued to make inroads into the broader market segments thereby laying a foundation for a strategic shift towards small to medium sized enterprises.

The Group continued to source more international lines of credit and is in the process of drawing down a US$20 million credit line and finalising the legal documentation for an approved further US$15 million facility.

In view of the downward pressures on revenues and the continued deteriorating operating environment, cost reductions and containment will be a strategic imperative.

HY 2016 financial results

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