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This research report was prepared by the Research Department of Old Mutual Securities Limited. Old Mutual Securities Limited is a securities trading company licensed by the Capital Markets Authority (Kenya) for the purpose of facilitating trade on the Nairobi Securities Exchange

In Brief
  • Kenya has a dynamic property industry, which is growing rapidly and becoming increasingly competitive.
  • Property lending is still accessible to only a tiny minority of the population – World Bank estimate that only 11% of Kenyans earn enough to finance a mortgage.
  • High interest rates, low levels of income and lack of access to long-term funds listed as the major impediments to the growth of property portfolios.
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